Recent recommendations regarding this business are as follows: "Not satisfied", "Don't bank with someone that will not back you up. My frustration got the best of me because once I verified the account was closed I told the guy "Keep the fraud charge money, I'm through w/ you people". They will not send you any warning via mail or phone calls. Lost that one (yeah I know) and that one was also replaced within a week. It's nice to have a cushion when you're running low. We’ll start sending you the news you need delivered straight to you. The overall rating of the company is 2.2 and consumers are mostly dissatisfied. Chime SpotMe is an optional, no fee service that requires $500 in qualifying direct deposits to the Chime Spending Account each month. Upon review, Chime is a great bank for those who are more comfortable with virtual banking than with a brick-and-mortar institution, and also those who only need pretty basic financial services. There’s no opening deposit requirement, no minimum balance requirement, and no monthly fee. https://www.chime.com/r/robertotorres7/Get $75 when you join Roberto on Chime!Chime Bank Review What happened? By Shane Murphy Nov. 26, 2020. I know exactly when payroll was put in. Unless the first falls on a weekend then it's the Friday prior to the first. So, they make … So I looks over my account and found that 1100 dollars had disappeared from my account and when I reported it to chime they just went and closed my whole account for no reason and didnt give me back my money and wont talk to me about it or say why they closed my account. Chime has even nixed … Chime members receive a Chime Visa debit card, a Spending Account, a Savings Account, and a powerful mobile app that keeps members in control. It has never been held. However, the $35 fee at my bank pretty much ate up any savings and made me short for the rest of the month. It's only for $100, but I REALLY needed the money. See reviews below to learn more or submit your own review. Chime Bank Review: Chime and Varo Bank Account Features. I'm completely satisfied with Chime. Grant Sabatier. Chime Bank Review: A No-Fee Friend. We value your privacy. Thank You for Your Reply! I will be closing this account!!! I was also one of thousands of the lucky winners of a recent $200 prize from a social media marketing promotion. I'm not here to debate r/pf regulars and why Chime is bad financially, I'm aware to be clear. The Chime Credit Builder Visa is a low-cost option for building up a credit profile that can be had for a song. Chime Bank Review for 2020. Click the link and you will be … They close my account and I dont know why were is my funds? Chime also allows fast, free transfers to external bank accounts linked to your Chime account. This thread is archived. By now I'm well over an hour into this phone call. Review #2342557 is a subjective opinion of poster. share. Chime Bank- You mean Slime Bank has been down since Wednesday, 10/16/2019 at 9:00pm. Publiez une offre d'emploi gratuitement ", "Don't use". The more the better. The next business day which was Monday I received my money back, only to wake up on Wednesday and my money was gone again. I dont even want to give them one star. Do you agree with Chime's TrustScore? I am not going to take it. Unlike traditional bank accounts, Chime is built to help you take control of your financial health. Every single one. save. Chime is among the leaders of the U.S. bank challengers that are trying to transform the way millions of people bank. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. There are no brick-and-mortar stores. Everyone seems happy with their decision. Get a real bank account if you can. When you sign up with Chime, you receive access to a free checking account, debit card, and savings account. This is why the Chime Bank is legit but not for everyone. Chime says they are it’s the fastest-growing challenger to traditional banks in the world. Not having to worry about hidden bank fees or keeping a minimum balance offers peace of mind. Chime Review: Overview and Key Benefits. So many people without their money right here at Christmas. The latter provide 10% cash back rewards up to $500 every year. I am now waiting again for them to see what is going on with my account. Chime will never call you and ask you for your card information....they already have it!! Its headquarters is located at 409 Silverside Road, Suite 105 - Wilmington, DE 19809 The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Chime Bank boldly proclaims their “No Hidden Fees” policy. Chime Bank Review: What Are The Pros And Cons? Come to find out, members are doing things that are against Chime's policies and then want to blame the bank. updated: December 10, 2020. Advertiser Disclosure This article/post contains references to products or services from one or more of our advertisers or partners. Its headquarters is located at 409 Silverside Road, Suite 105 - Wilmington, DE 19809 . Review #2343157 is a subjective opinion of poster. If you're looking for a modern bank with NO fees, NO overdraft charges, and simply NO worries, check out our full Chime Bank review right here. The chat feature referred to my original claim & would not let me file a new 1, so I shut off the withdrawal function & transferred the balance out of the account. We have to take a stand against this type of highway robbery. Get buying tips about Online Banks delivered to your inbox. Or they're dumb enough to fall for some scam artist calling and asking for their personal account information. Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. Recently, someone obtained my account info and made about $2,100 of charges to my card. So, how do they make their money? Review #2343340 is a subjective opinion of poster. Later that day I tried to log in and my account was suspended. Recent recommendations regarding this business are as follows: "Not satisfied", "Don't bank with someone that will not back you up. And they adhere pretty well to that policy. The card won’t charge you any fees and also won’t charge you annual interest. What do you people expect from a low cost service? Upon review, Chime is a great bank for those who are more comfortable with virtual banking than with a brick-and-mortar institution, and also those who only need pretty basic financial services. With the traditional bank I was being charged an arm and a leg. I had helped a friend and paid his Spring bill. It's only $45, but it's no charge and with my old bank sometimes I'd end up with $2-300 in just overdrafts a month. I give this app 100/ 10 stars. 6, report #1486187 . what is the hold up. I recently had a billing issue with Sprint. The member service agreement also says that we absolutely cannot use a third party to load money onto our cards or they will close our account. Chime Bank was first mentioned on PissedConsumer on Dec 16, 2018 and since then this brand received 1402 reviews.. Chime Bank ranks 46 of 691 in Banks category. I got an email from chime saying they no longer partner with me or somethin like that n my account is closed. Here's how we make money. | Read 5,701-5,720 Reviews out of 6,035 This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Chime and Varo offer most of the same account options aimed at simplifying banking and savings for anyone who’s ready to say goodbye to traditional banks. I spoke with the supervisor in the disputes department and he basically told me that him it probably look like I was committing fraud with this person. At The College Investor, we want to help you navigate your finances. (Jamie Cattanach) Jul 16, 2020 ... Prognosticating is a bad idea in 2020, particularly when it comes to college football. Rights Reserved, You Are About to Contact PissedConsumer.com. Chime bank has a promo that allows you to get $50 ( ITS $50 NOW!!!) Every single bank is under strict federal regulations to ensure prevention of money laundering. I'm shocked at how many people are actually placing blame on a bank for things the members did wrong!! Read NerdWallet's Chime review to see if it's a good fit for you. I love Chime!!! my account was closed. As with all banks, Chime makes money in a few ways. Chime. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. I’m going to make sure every news outlet and anyone that will listen will know how big of a crook this company really is. Waiting on Chime debit card dor over a week now. While Chime doesn’t have the same name recognition as Chase Bank or Bank of America, your accounts have the same FDIC Insurance (up to $250,000) as the big banks. They gave me a day or so before cancelling my card to give me time to make any necessary purchases until my new card arrived and in less than 24 hours they had refunded the $300 that Sprint had taken from me. Support won't respond, I have filed a formal complaint and need input on the next move. Do you agree with Chime’s star rating? Chime is an Internet only bank and does not have branch locations. The only problem I've ever had with Chime was a deposit that didn't come two days early, like usual, but that's not a guarantee. What if I told you there was a bank that combined the features of a high yield online savings account with the automatic savings of a micro-savings app? I have never had a contract with Sprint and never will. This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. It was a huge hassle. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. It really wasn't my fault. Dec. 11, 2020. Read our Advertising Disclosure. Chime honored the visa 0% liability promise and within a week the money was back into my account. They do send out a notice by email but if you are one of the millions of people that do not have email you will not get the message and you will not get your money deposited. We may receive compensation when you click on links to those products or services. My only recommendation is that you READ the member services agreement and never give anyone your personal information. When these auto payments would go through it'd cost me $35 each time they'd bounce. Chime Bank was first mentioned on PissedConsumer on Dec 16, 2018 and since then this brand received 1406 reviews.. Chime Bank ranks 46 of 691 in Banks category. The overall rating of the company is 2.2 and consumers are mostly dissatisfied.. Green Dot — $1,000 every 24 hours. ... We should also note that Chime isn’t the only bank offering early direct deposit. Chime Bank is a mobile, FDIC-insured bank that offers checking and savings accounts. I've been banking with Chime for about 4 years and have utilized almost all of their features. If this is or has happened to you, send an text message too. Some months are 30 days, some 31. So if any of y'all need to dispute with a 3rd party chime wont help you. I opened my account on 9/17, On 9/18 I received an email that my debit card was mailed. 18 comments. According to its LinkedIn profile, Chime Bank was founded in 2013 by Ryan and Britt King who are still the leaders of the company. Worst ever. What’s the catch? Amazing. Unsubscribe easily. Get a REAL bank account Problem solved You’re welcome. Ce service gratuit de Google traduit instantanément des mots, des expressions et des pages Web du français vers plus de 100 autres langues. If we can't come together for our hard earned money then what do we stand together for? Every subsequent day I've received a notification of a new attempt on my account. I've been a Chime member for over a year and I was really worried about some of these reviews. I talked to a customer service rep, and he said the photos looked good. Voice your opinion today and hear what 6467 customers have already said. Be sure to write your review of Chime below and read other actual customer reviews and opinions of Chime Bank below. Social Security doesn't pay a whole lot, so being able to save is a big deal for me. Chime Bank: Why not to use them. This is the WORST bank. The algorithm parameters are: users' rating, number of resolved issues, number of company's responses etc. Saving. Rick. Chime Review. By Sarah Cain 1 Comment. I had overdraft protection on my traditional checking account. Customers enjoy many of the same benefits traditional bank customers do when it comes to checking and savings accounts. Bank transfers via Chime — $200 per day, $1,000 per month. They will never allow you to load money to your card using a third party check cashing or loading service, and they will not let you put your spouse's stimulus payment into your account without verifying that it's legitimate because they do not offer joint accounts. User's recommendation: Dont do it. Recent recommendations regarding this business are as follows: "Run far away as you can", "Things arent what they seem when dealing with USP delivery.y", "Don’t *** with them". They keep making changes and improvements and they are always revising their platform to benefit their users. This online bank has lots of neat features that you just don't find with many traditional banks. The price level of this organization is high according to consumer reviews. Some of the links in this post are from our sponsors. Cancel transactions. We value your privacy. i just signed up with chime and was curious to hear other people's experiences with it. Bank transfers via Chime — $200 per day, $1,000 per month. I have always been able to find an atm that accepts Chime...wherever I am at. Chime, the leader in the U.S. challenger banking segment, helps members avoid bank fees, save money automatically, and lead healthier financial lives. Simply link your Chime account to your mobile wallet, leave your Chime debit card at home, and say hello to a world without wallets. Chime is hoping a mobile-focused bank, and features such as automatic savings, will help it compete with Wells Fargo and Chase. Do you agree with Chime’s star rating? Blog article, I need customer service to call me at 309981****, Says for security reasons ....he is 18 yrs old does he have to be 21. ", "Don't use". Enjoy reading our tips and recommendations. I do know they are considered as a second chance banking account for folks with poor or bad credit and that other similar banks that offer checking accounts to folks with poor credit can charge up to 14 bucks or so a month (Chime has no fees like this). I have not had any problems so far, so I would recommend this app to anyone. I am going to fight this with or without support, I will be heard. and why was my account closed from the beginning. If you're considering opening a Chime account, then you should absolutely do it. While a bank may leave you struggling to figure out how to maneuver around the monthly account, Chime keeps it simple with almost no fees at all. I lost my card and had a replacement one within a week. There are only some nuances that differentiate them from big banks. User's recommendation: Don't trust anyone ever. I was put on hold for 10 minutes. Compare Chime Bank vs Green Dot Corporation, If you wish that your prior post be removed, submit a notarized letter. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. Not with chime, and you get paid 2 days early. They’re also FDIC-insured, so your money is as safe as it would be in a traditional institution. External bank transfers to Chime — See your external bank for limits. You can block the card using the app if you misplace it, and ordering a replacement is free if it doesn't turn up. Our content is intended to be used for general information purposes only. The app is user friendly, which is very important to me. Review #2339270 is a subjective opinion of poster. When it comes to fees and built-in savings, Chime shines. If you’ve been denied a traditional bank account because of bad credit, Chime is here to help with a long list of unique features that provide a great second chance banking option. To do this, many or all of the products featured here may be from our partners whom we receive compensation from. We cannot let this go on. Learn more here. This company can close your account for no reason and cause your social security checks to be sent by to the SSA. No Minimum balance required. But the bank has some drawbacks. Or, as Chime calls them, “spending accounts” are completely free. Mobile Payment App Compatibility. Sign up was simple. If you have bad marks on your ChexSystem report from the past, you could be barred from opening a new account with a bank for up to five years. If you're on the fence I say go for it. Recently my account was hacked and they took every penny I had, I called customer service. Unsubscribe at any time. The overall rating of the company is 2.2 and consumers are mostly dissatisfied.. Many companies incentivize auto pay with reductions in plan costs. To say this company is run by a bunch of idiots would be giving idiots a bad name! I filed a claim with Chime on my spending account because somebody had taken $899 from my account the first week of December. Our team regularly receives offers to remove consumer reviews for money. A new person picked up the line & I had to re-explain everything for a 2nd time. Chime Checkbook — Amounts are limited to $5,000 per check. Yes still needing my refund for the last transaction. 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Is high according to consumer reviews for money pros and cons Dosage ; Professional ; Interactions ; ;! And again attempted to take over $ 642 from me a few about. The links in this post are from our sponsors i received an email from Chime saying they no partner! Is bad financially, i 'm shocked at how quick it all happened no fee service that requires $ in. References to products or services a song and i dont even want to some!