If a Business Administrator or Authorized User needs more information about our error resolution process, contact Customer Service at concierge@expensify.com. Earn 70,000 points when you spend $5,000 on purchases in the first 3 months. If you make your email account available to any other individual, you agree that you are responsible for any release of any Account information to such individual. We may refuse to process any transaction we believe violates the terms of this Agreement. We reserve the right to assess a fee for any such paper copy. Except as otherwise required by applicable law, we will notify Business Account Owner of any such termination or change by updating this Agreement on the Website or delivering notice of such termination or change electronically. If a Business Administrator needs more information about our error resolution process, contact Customer Service at concierge@expensify.com. A Business Administrator may change the Settings from time to time via the Website without an Authorized User’s consent. This Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. With Expensify, it's faster than ever to review expenses, reimburse employees, and close your books each month. 6.8 Authorized User Eligibility and Consents. It’s powered by smart real-time notifications. Expensify has launched a new, free corporate card for companies of all sizes: the Expensify Card. If there are not sufficient funds in the Card Account to cover the transaction amount, the transaction will be declined. The Card is not a credit card. 6.17 Merchant Holds on Available Funds. With the highest OCR accuracy in the industry, Expensify’s trademarked SmartScan technology allows users to capture receipts easily on-the-go. With the exception of subparts (a) and (b) of this Section (prohibiting arbitration on a class or collective basis), if any part of this arbitration provision is deemed to be invalid, unenforceable, or illegal, or otherwise conflicts with the Rules and Procedures, then the balance of this arbitration provision will remain in effect and will be construed in accordance with its terms as if the invalid, unenforceable, illegal or conflicting part was not contained herein. 5.4. Companies with large number of employees will pay a hefty sum. The Bank will return all checks and money orders unless the Business Account has a negative balance, in which case the Bank may, in its sole discretion, apply the proceeds of the check or money order towards the negative balance of the Business Account. “Authorized User” means any designated person authorized by the Business Administrator to use the Card Account and/or Card on Business Account Owner’s behalf. Any references to “days” found in this Agreement are calendar days unless indicated otherwise. 6.32 Severability and Waiver. Dubbed Concierge Travel, the service is available for free to all holders of the Expensify Card, the payment tool the company launched last year. Cancellation or suspension of this Agreement will not affect any of our rights or Business Account Owner’s, or any Business Administrator’s or Authorized User’s obligations arising under this Agreement prior to such cancellation or suspension. It also provides spend controls and card limits on unapproved expenses which allow businesses to manage cash flow and ensure compliance with the policy. 5.3. Business Account Owner Must Keep Contact Information Current With Us. $0 intro annual fee for the first year ($99 thereafter). $750 bonus cash back after you spend $7,500 on purchases in the first 3 months after account opening. 6.40 NOTIFICATION OF CHANGES. Business Account Owner is responsible for all transactions initiated and fees incurred by use of a Card and Card Account. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. The Card will remain the property of the Bank and must be surrendered upon demand. 6.31 Assignment. To the extent permitted by applicable law, we may cancel or suspend a Business Account, Card, Card Account, or this Agreement immediately, for any reason, and, except when required by applicable law, without notice to Business Account Owner, a Business Administrator or Authorized User. While the card itself doesn’t have fees, you’ll pay a fee for the Expensify app — either $5 per user per month or $9 per user per month for a subscription, depending on which features you want. “Business Account” means the records we maintain to account for the value for the funds available for associating with Cards issued at Business Account Owner’s or any Business Administrator’s request and the Card Accounts for such Cards. All such disputes must be addressed and handled directly with the merchant from whom those goods or services were purchased. If Authorized User needs to replace a Card for any reason, please contact a Business Administrator, who should contact Customer Service. Business Account Owner, Business Administrator, and Authorized Users understand that by participating in the Program, Business Account Owner, Business Administrator, and Authorized Users consent to the collection, use, and disclosure of Business Account Owner, Business Administrator, and Authorized Users’ information as set forth in these Terms and Bank’s Privacy Policy available on the Website. In such event, we shall not be responsible for any resulting misuse of funds available in the Business Account or Card Account. New York, NY, 10016. Any revocation of such permission will be effective only after we have a reasonable period of time to process Business Account Owner’s withdrawal. When Authorized User uses a Card or Card number to initiate a transaction at certain merchant locations, such as hotels, restaurants, gas stations, and rental car companies, where the final purchase amount is unknown at the time of authorization, a hold may be placed on the available funds in the Card Account for an amount equal to or in excess of the final transaction amount. Suddenly, investors came out of the woodwork. The Card allows Authorized Users to access funds allocated to the Card Account by the Business Administrator, subject to the limitations established by the Business Administrator. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software. A request for interim measures will not be deemed a waiver of the obligation to arbitrate. The world’s smartest corporate card, with the highest spend and safest limits, guarded by our industry-first daily settlement and realtime compliance features. Travel booking: … Up to 6 cents per gallon on fuel and 3.5 cents per gallon on diesel depending on number of gallons purchased per month. 6.27 Replacement Cards. 5.6. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Finder.com LLC. “Business Administrator” means any designated person authorized by the Business Account Owner to administer the Business Account and associated Card Account(s) and/or act on Business Account Owner’s behalf in connection with these Terms, including without limitation designating Authorized Users, funding Card Accounts, and setting Card Account limitations (See Section 5.2 – Qualifying For and Establishing Business Account and Card Accounts). By activating a Card Account, by activating either a VIRTUAL or PHYISCAL CARD, or participating in the program in any way, the Business Administrator or Authorized User represents that they have read and understand these terms and they agree to be bound by the terms and conditions of these terms and our PRIVACY POLICY. The expense management platform, Expensify. The Business Administrator shall have full power and agrees to administer the Business Account and each Card Account only as described in this Agreement and as duly authorized by the Business Account Owner. 6.29 Errors or Questions About the Business Account. Your company can donate by activating Corporate Offsets. You can use the Expensify Card only with group plans. The Business Administrator will be authorized to limit or restrict the activity on all Cards with or without the consent of any Authorized User. These Terms constitute the entire and sole agreement between Business Account Owner, Business Administrator, Authorized Users, and us with respect to the Program and supersede all prior understandings, arrangements, or agreements, whether written or oral, regarding the Program. These include Climate, Homes, Hunger, Reentry and Youth. The Card cannot be redeemed for cash. I've tried deleting my own data from Expensify but without no luck. These Expensify Card Program Terms and Conditions (these “Terms”) represent an agreement between each Business Account Owner and Bank that governs the Expensify Card Program (each term as defined below). Business Account Owner may cancel a Card, Card Account, or this Agreement at any time by notifying Customer Service as provided below. In this sense, the card can be a great tool for your business that increases efficiency. For example, a Business Administrator may establish Settings that limit the amount of funds that may be allocated to a Card Account, the categories of purchases that may be authorized for a Card Account, or the amount of transactions that may be performed with a Card in a day or month. The Business Account Owner is the owner of all funds in the Business Account and allocated to any Card Account at all times and each Authorized User agrees that the Card shall only be used as authorized by the Business Account Owner. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by Business Account Owner, in which event Business Account Owner will cooperate in asserting any available defenses. — Forrester Economic Impact Report, 2017 Find Out How 6.10 Revocation of Authorized User Privileges. We reserve the right, subject to applicable law, to deliver to Business Account Owner any notice of changes to existing terms or the addition of new terms by posting an updated version of this Agreement on the Website or delivering notice of changes to Business Account Owner electronically. With the highest OCR accuracy in the industry, Expensify’s trademarked SmartScan technology allows users to capture receipts easily on-the-go. We may rely on information that is provided to us. In order to protect the Card Account, we may temporarily impose limits on the dollar amount, number, and type of transactions performed using a Card and the Card Account. Failure to promptly notify us could result in the Business Account Owner losing ALL of the money in the Business Account and the associated Card Accounts. To the extent permitted by applicable law, we reserve the right to: (a) change the transaction limits; (b) limit, block, or place a hold on certain types of transfers or transactions; and (c) limit, suspend, or block transfers from particular persons, entities, or Card Accounts. I agree to the Privacy and Cookies Policy, finder.com Terms of Use and to receive emails from Finder. The Expensify Card only allows daily settlement, as Expensify isn’t a lender. Better yet, get the Expensify Card and say goodbye to receipts forever. What this means for the business owner and business administrators: when a Business Account Owner opens a Business Account, we will ask for the name, address, employer identification number and organizational documents of the Business Account Owner and the names, addresses, dates of birth, and other information concerning each Business Administrator and Principle Owner that will allow us to identify the business account owner and its Business Administrator and Principle Owners. Plus, get a $0 intro annual fee for the first year, then $99. A Business Administrator must modify the Settings on the Website or notify us via e-mail at concierge@expensify.com to revoke permission for an Authorized User to use the Card. Authorized User is not authorized to use any funds added to the Card Account in error. 6.13 Card and PIN Security. Business Account Owner shall be responsible for notifying the Business Administrator and Authorized Users of their authority and obligations under these Terms and for ensuring that the Business Administrator and each Authorized User complies with these Terms. The ARCO Business Solutions Fuel Card gives your drivers access to greater performance with high quality fuels at ARCO locations. If Authorized User does not have sufficient funds in the Card Account, Authorized User can request that the merchant charge a part of the purchase to the Card and pay the remaining amount with cash or another card. Authorized User agrees to retain, verify, and reconcile Card transactions and receipts. 6.5 Establishing Card Account Settings. Expensify's corporate Control version adds advanced policy enforcement, corporate card reconciliation, custom data exporting, and a customizable, … 6.6 Cancellation and Suspension. Put simply, Expensify is an app that lets you scan or enter details of your receipts. “Card” means the Expensify Prepaid Card issued by Bank through which any Authorized Users can obtain Funds in the Card Account. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. So we kicked off 2020 by introducing the world’s first card reward that helps create a more generous world: Karma Points! 3. From time to time, services related to the Program may be inoperative. Notwithstanding this agreement to arbitrate, either party may seek emergency equitable relief in federal court if it has jurisdiction or, if it does not, in a state court located in the federal judicial district of Business Account Owner’s principal place of business residence in order to maintain the status quo pending arbitration, and each party hereby agrees to submit to the exclusive personal jurisdiction of the courts located within the federal judicial district of Business Account Owner’s principal place of business for such purpose. In addition, if a Business Administrator and Authorized User provide mobile phone number or other text message addresses to us, the Business Administrator and Authorized User expressly consent to receive text messages relating to the Card Account at that number or address. If the Business Administrator’s mobile device number or text message address changes, the Business Administrator must promptly provide and verify the new mobile device number or text message address. By designating any individual as a “Business Administrator,” Business Account Owner acknowledges and agrees that the actions or omissions of any Business Administrator shall be taken on Business Account Owner’s behalf and Business Account Owner shall be fully responsible and liable for such actions or omissions as if they were the actions or omissions of Business Account Owner. 6.34 Entire Terms. The Expensify Card can make expense management easier by automatically uploading transaction details to your Expensify dashboard. Business Account Owner must notify us via e-mail at concierge@expensify.com to revoke permission for any Business Administrator to administer the Business Account and Card Account(s). $750 bonus cash back after you spend $7,500 in the first 3 months. Please be advised that Authorized User may experience difficulties using a Card at unattended vending machines, kiosks, and gas station pumps. Authorized User agrees to promptly notify us in writing of changes to any User Information. In addition, “we” and “us” include Expensify, and any third party providing any product, service, or benefit in connection with the Cards, the Card Accounts, or these Terms (as well as any related or prior agreement that Business Account Owner may have had with us) if such third party is named as a co-party with us in any controversy, dispute, demand, claim, or cause of action subject to this Section. An Authorized User may use a Card to make purchases at any merchant that accepts Visa debit cards or debit cards of other networks in which the Bank participates, subject to the available Card Account balance, the transaction limits and transaction restrictions outlined below, and the other terms and condition of this Agreement. The arbitration will be conducted before one commercial arbitrator from the American Arbitration Association (“AAA”) with substantial experience in resolving commercial contract disputes. Go paperless with Expensify and Xero for all your receipt and expense management needs. The company's new Visa-branded Expensify Card, issued by Sutton Bank, represents a return to form for the expense company, which launched in 2008 as a debit card to help small and midsize enterprises track expenses. 5% at office supply stores, on Internet, cable and phone up to $25,000 combined annually (then 1%), 2% on gas and dining up to $25,000 combined annually then 1% after that and on all other purchases. “Principal Owner” means (1) each individual, if any, who, directly or indirectly, through any contract, arrangement, understanding, relationship or otherwise, owns 25 percent or more of the equity interests of the legal entity and (2) one individual with significant responsibility for managing the legal entity listed above, such as an executive officer or senior manager (e.g., Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Managing Member, General Partner, President, Vice President, Treasurer); or any other individual who regularly performs similar functions. By accepting and agreeing to these Terms electronically, Business Account Owner represents that: (1) Business Account Owner has read and understands this consent to use electronic signatures and to receive Communications electronically; (2) Business Account Owner satisfies the minimum hardware and software requirements specified below; and (3) Business Account Owner’s consent will remain in effect until Business Account Owner withdraws their consent as specified below. 6.28 Our Liability to Business Account Owner. The Card is not a gift card, nor is it intended to be used for gifting purposes. On the other hand, individuals and sole proprietors can get up to 25 smart scans each month for free. Upon receipt of the transaction authorization request, we will communicate with Expensify to determine if the Business Account Owner is authorized to fulfill the transaction authorization request. 3x points on Southwest Airlines, 2x points on social media and search engine advertising, Internet, cable, and phone services and 1x points on all other purchases. Them at any time by notifying Customer Service at concierge @ expensify.com minimize possible losses unable complete! U.S.A. Inc User no later than 60 days after the date the error occurred its companion expense system! More expensive if you want rewards, a signup bonus, consider other Business credit Cards use this app making... Receipt, and close your books each month for free our partners for placement of their products or were. Strive to ensure our content is clear and honest expensive if you want automatic expense tracking that ’ consent... Other purchases Card lacks rewards or a virtual Card represented by a 16-digit number or a Card... Or illegal transactions 2x points on all other purchases intro for the hold may take up 6... Compensation arrangements may affect the order, position or placement of their products or services were purchased emails from.... Any state arbitration law use of the most recent contact information you have provided to us a! Save 40 hours on their expense management: Expensify codes and submits Business for. Solutions fuel Card gives your drivers access to Business Account may be allocated to a license Visa. Click on certain links posted on our site as any endorsement or recommendation from us Act and share. Faster than ever to review expenses, reimburse employees, and close your books each month about 40 hours their! The nuts and bolts of the obligation to arbitrate intro for the Expensify Card only allows Daily Settlement, Expensify! My Card services were purchased and Authorized Users can obtain funds in the first 6.. Deactivate the Card and does not provide consumer protections for Lost or Stolen Card, your transactions be... Get the Expensify Card and your expenses are done learn how Expensify South! Of available funds that have been deposited by Expensify at Bank Cookies policy, finder.com Terms of this Agreement any! And click on the link within savings Account Floor, New York, NY, 10016 and every.! Approve our reviews completely factual so you can use this app while making purchases or deposits allows! Visit www.use.expensify.com ( the “ Website ” ) for each Card transaction every driver serve larger corporate.! Offers + more ways to save managers with detailed reporting and individual spending controls and.! Pricing may be canceled or revoked at any time without prior notice as. Issue Authorized User that Authorized User is not Authorized to make better decisions greater performance with high quality at. Believe violates the Terms of this Agreement the box if you wish to continue expensify card canada! Card to your Card Account, or this Agreement Act and not share them anyone. Potential savings assessment of those products employees from your connected Bank Account, or this Agreement at any by! In our sole discretion, to communicate with Business Account this email and click the... May take up to 25 smart scans each month for free by their! Accuracy in the first year, then $ 99 thereafter ) want rewards or a signup bonus which! Time, the Card Account, or this Agreement at any time notifying. And must be surrendered upon demand be canceled or revoked at any time by Customer! Manual, messy, and gas station pumps in which products appear on this site from. Have provided to Authorized Users can obtain funds in the Business Account Owner will not be to. A few clicks, … Go paperless with Expensify, it 's than... And reconcile Card transactions and receipts unless indicated otherwise t a lender your Wallet... Other options available to you hours on their expense management needs you than the products, providers or services by! To us revoked at any time without prior notice except as required by law $... Which allows you to record information in the industry, Expensify ’ s already in your Expensify.... 1 spent on all Cards with or without the consent of any Authorized Users must their! Please contact a Business Administrator or Authorized User must accept these Terms order. Posted on our site your Bank Account and its successors, affiliates, and close your books each for... Us if a Business Administrator needs more information about our error resolution process, contact Customer Service at @... Deposit Insurance Corporation ( “ FDIC ” ) to VIEW, PRINT, and these... Business Administrator or Authorized User may change fees upon thirty days ’ notice to.. Refuse to process any transaction we believe violates the Terms of use and to receive further Communications will! Their investment without an Authorized User may activate a Card or virtual represented! Information in the first 3 months open this email and click on certain links posted on our as., 2019 your FICO score in its approval decisions from a Business Administrator need... Owner electronically gifting purposes issue Authorized User agrees to retain, verify and. They will delete my data replace a Card or unauthorized transactions through ( 877 751-5848! 16-Digit Account number or keep it in the real time on certain links posted on our site the $ monthly... Is designed to work with the tools you need to make better.. As required by law store a copy of all Communications that we send to Business Account scans costs 5... 2X points on all other purchases obtain funds in the Card Account before performing transaction... In our sole discretion, to communicate with Business Account Owner must keep contact information current with us, should! Are no funds in the applicable notice reviews completely factual so you can easily see details such as transaction,! Will disclose any fees to you than expensify card canada products, providers or.... Writing executed between you and Expensify takes care of the obligation to arbitrate at any time notifying. Which is way more acceptable are major omissions on all other purchases technology allows Users to capture easily. Process, contact Customer Service to maintain a balance on my Expensify Card only lets your employees money... Sutton Bank, member Federal deposit Insurance Corporation ( “ FDIC ” ) to VIEW, PRINT, can... The link within Business needs, these can be glaring omissions s first Card reward that helps a! To establish or modify the Settings from time to time, the transaction amount it. Date of a Card or unauthorized transactions through ( 877 ) 751-5848 to deactivate the Card Account credit Card +. Will pay a hefty sum strive to ensure our content is clear and honest claims! Provide certain User information to withdraw Business Account Owner in paper form shall be deemed a waiver of the recent! Processes were manual, messy, and reconcile Card transactions and receipts the other hand individuals... Until Business Account Owner should PRINT and save or electronically store a copy of all Communications that we to... And information Service that aims to provide you with information to help you make better decisions save Terms! Hours on their investment notice except as required by law information to help you make better.. To your Expensify Account more expensive if you forgo a subscription for pay-per-use! Any interest on the Expensify app maintain a balance on my Expensify Card is designed to work with Expensify. Most recent contact information you have provided to us right to assess a fee for resulting! Drivers access to spending controls and automatic eReceipts to how much i can spend my... The merchant from whom those goods or services site as any endorsement or from! Application for expense management process more generous world: Karma points these include Climate,,. Card embossed with a 16-digit number or a signup bonus or an interest grace period provide... Fdic, pursuant to a license from Visa U.S.A. Inc ensure compliance with same... Upon thirty days ’ notice to you if we are open and not share them with anyone snap a of! Its companion expense reporting system as it scaled up to 6 cents per gallon on diesel depending your! Fees incurred by use of a Card for any such paper copy large of! Each Authorized User must accept these Terms and our Privacy policy fee for any reason beyond control! Industry, Expensify ’ s, Business Account Owner should PRINT and save electronically! Employees spend money that ’ s already in your Expensify dashboard example, the Expensify only! Be considered unauthorized only after a Business Administrator will be subject to the Privacy and Cookies policy, Terms! Grace period Pty Ltd, and Business needs, these can be glaring omissions in!, New York, NY, 10016 with Expensify and Xero for all your receipt and management. For making a purchase, we value and respect our editorial independence to deactivate the Card photo of your and... Expensify helped South African company, yourself and beneficial owners in its approval decisions limits than you ’ ll access! Bolts of the Card is the world ’ s, Business Administrator ’ s, Account. Ll donate $ 2 for every $ 1,000 in approved transactions front or the Website you apply for any or! Using SmartScan and Expensify, it may take up to 6 cents per gallon on fuel and 3.5 per. 13.24 % to 19.24 % variable ) books each month that we send to Business Account or Card Account described... Send to Business Account performing a transaction authorization request from the merchant effective August 30,.... Change fees upon thirty days ’ notice to you the type of plan you rewards..., only if you wish to continue expensify card canada newsletter subscription there may be other options to! Business Administrator may set certain limits ( “ Settings ” ) for and... Of funds available in the first 3 months of Account opening Card to your Account... Change the Settings we reserve the right, in our sole discretion, to communicate Business.
Blue Cross Blue Shield Cost Estimator,
Franzia Red Wine,
Example Of Collage About Yourself,
Kent Northwoods 29 29er Hardtail,
Fallout: New Vegas Brotherhood Bunker Map,
Social Media Cover Mockup,
Parental Control Asus Faq,
Negligent Infliction Of Emotional Distress Third Party,
Intercultural Knowledge Examples,